Select your vehicle and complete your online application
Submit your passport and banking info
Receive your approval
Your vehicle is ready! We can deliver it, or you can pick it up if you prefer
Drive worry-free with 12-month warranty
Yes. At Jotam, you can finance a car even without credit history or SSN.
You only need:
The down payment can start at $1,000. It will depend on the car and your financial profile.
Yes. You can make additional payments anytime with no extra fees or penalties.
Less than 30 minutes. You can pre-qualify online or schedule an appointment.
Between 36 and 60 months, depending on the vehicle and agreed terms.
The total will depend on:
Decide how much you can afford to pay each month without affecting your financial stability.
Think about how much you can give upfront. A higher down payment reduces your monthly payments and total interest.
A repaired vehicle can be ideal for daily driving or as a second family car.
Think about how old the car can be based on your needs and preferences.
Find out if the car includes a warranty, how long it lasts, what it covers, and whether it includes maintenance benefits.
40946 FM 1774 RD Magnolia TX
31907 FM2978, Magnolia, TX
(346) 328-0448
Mon–Sat 9 AM to 7 PM
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